Results 566 to 570 of 3235
Thread: Ttc 2013
April 11th, 2013 02:15 PM #566
No way no how could you buy a plan that would cover IVF, a procedure that costs about 13-16k and has up to a 40ish% success rate per cycle. Your best bet would to become employed with a fantastic company; in my area there's Microsoft, and I know their insurance funds it. Also, just because it's covered doesn't mean they won't put weird stipulations on it like $15000 lifetime max or "define" infertility as not being able to conceive within 5 (five!) years.
I learned a lot from this site: http://www.fertilitylifelines.com/pa...urancelist.jsp I read the info on every state, and I broke it down as such ... Good: Illinois, Maryland, Mass, NJ, RI (?); Bad: Ark, Cali, Conn, HI, LA, NY, OH; Not sure: MT, TX, WV. There is absolutely no way my DH and I could afford IVF, and we live modest, couponing, cc debt-free lives. I do however, pay a huge amount every month in student debt which sucks a lot (more than most people spend on rent actually). Should we be forced down the IVF road, we'd certainly be shippin up to Boston. Most fertility clinics do not offer financing and make you pay in full before they start. It's 100% something I would not participate in as a cash paying customer, but to each their own. I'm more willing to transfer our lives 4000 miles (still cheaper than IVF!).
I will also need to investigate the cash price of IVF across the border in Vancouver. I really hope there are other Berries that will share their insight! Sorry to be such a cloud of darkness over here.
Edit: found this http://www.victoriafertility.com/44p_premier_plan.htm, a clinic in Victora, BC (our favorite vacation city). $12000 CAD for 3 cycles but not incl drugs... much better than prices stateside.
Last edited by poppy528; April 11th, 2013 at 03:01 PM.
April 11th, 2013 07:17 PM #568Senior Member
- Join Date
- May 2012
Poppy, you and I potentially have a really crappy dilemma on our hands here. I guess I'll see you in Boston. I'm seriously starting to panic over here though. I do not want to go down this road. I'm a pessimist and have spent my afternoon texting my sisters news of my hopeless sterility. My older sister told me to look into adoption because she and my parents are convinced that I will die if I get pregnant anyway because of my accident injuries. That didn't cheer me up. They don't understand the longing for my own biological munchkin. Adopt adopt adopt...that's all I hear...and I grew up talking about adoption so they use that as ammo, like, "Look you've always wanted to adopt so just be safe and do that instead!" They mean well but they don't understand. I mean I DO want to adopt, but a biological baby is different, you know? But look how dramatic I am...I'm talking like I've already had the HSG and have received the worst possible news. I'm not good at this waiting game. Thank you for the very helpful info, Blade and Poppy.
April 11th, 2013 11:08 PM #570Senior Member
- Join Date
- Jul 2011
[QUOTE=blade;1849821]Does anyone else "wheel themselves out" (i.e. calculate EDD-- a term from the plastic 'pregnancy wheel' one carries in one's white coat pocket) each month? It can't be healthy, but I do.
I sure do! And calculate how pregnant I will be at different events, such as my kids birthdays and holidays. Plus when each trimester would commence.... I'm pretty sure I have a slight addiction in this area😉
April 11th, 2013 11:37 PM #572
April 12th, 2013 02:27 AM #574
I'm sure this won't be very helpful to Alzora or Poppy, but I did some research because I was interested in finding out about IVF in Australia. Medicare actually covers IVF here. IVF costs roughly $8,000 per cycle (varies silghtly from clinic to clinic) and roughly $5,000 is rebated, which means people will be about $2,000 - $3,000 out of pocket per cycle. Medicare doesn't cover consultations, prescribed medications or hospital stays. You can take out health cover plans that will cover IVF, but you have to be a member of these plans for at least twelve months before utilising IVF. I just thought it might be interesting to compare two first-world countries in their approach to IVF. By the way, the Australian dollar and American dollar are of a similar value at the moment. Various sources listed below...
Article comparing infertility in Australia to infertility in America:
Last edited by sarahmezz; April 12th, 2013 at 02:32 AM.TTC #1
Audrey - Blythe - Clara - Daphne - Flora - Harriet - Mabel - Susannah
Arthur - Barnaby - Frederick - Henry - Hugo - Rupert - Theodore - Walter