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Thread: Ttc 2013

  1. #566
    Join Date
    Oct 2011
    Location
    Emerald City
    Posts
    517
    Quote Originally Posted by alzora View Post
    Also, can anyone tell me about IVF and insurance? I know my insurance doesn't cover ANY infertility treatment, only the testing up to a diagnosis. But in August I go on my husband's insurance. I have no idea if his plan covers any type of infertility treatment. Is it even possible to find an affordable insurance plan that covers something like IVF? Do they exist? And I guess there would likely be very high deductibles. Can anyone give me an idea of the potential costs? I know I am jumping the gun and making assumptions that a) my period definitely is coming this month and b) my tubes are hopelessly blocked. But how do people--especially young couples just starting out--ever swing something like IVF? Apart from mortgage and school loans, everything is cash on the barrel for us; we don't like to get in debt, and if people typically get in massive debt over IVF
    I learned a lot from this site: http://www.fertilitylifelines.com/pa...urancelist.jsp I read the info on every state, and I broke it down as such ... Good: Illinois, Maryland, Mass, NJ, RI (?); Bad: Ark, Cali, Conn, HI, LA, NY, OH; Not sure: MT, TX, WV. Most fertility clinics do not offer financing and make you pay in full before they start.

    I will also need to investigate the cash price of IVF across the border in Canada. I really hope there are other Berries that will share their insight! Sorry to be such a cloud of darkness over here.
    Last edited by poppy528; December 31st, 2013 at 04:14 PM. Reason: post redaction

  2. #568
    Join Date
    May 2012
    Posts
    1,810
    Poppy, you and I potentially have a really crappy dilemma on our hands here. I guess I'll see you in Boston. I'm seriously starting to panic over here though. I do not want to go down this road. I'm a pessimist and have spent my afternoon texting my sisters news of my hopeless sterility. My older sister told me to look into adoption because she and my parents are convinced that I will die if I get pregnant anyway because of my accident injuries. That didn't cheer me up. They don't understand the longing for my own biological munchkin. Adopt adopt adopt...that's all I hear...and I grew up talking about adoption so they use that as ammo, like, "Look you've always wanted to adopt so just be safe and do that instead!" They mean well but they don't understand. I mean I DO want to adopt, but a biological baby is different, you know? But look how dramatic I am...I'm talking like I've already had the HSG and have received the worst possible news. I'm not good at this waiting game. Thank you for the very helpful info, Blade and Poppy.

  3. #570
    Join Date
    Jul 2011
    Posts
    227
    [QUOTE=blade;1849821]Does anyone else "wheel themselves out" (i.e. calculate EDD-- a term from the plastic 'pregnancy wheel' one carries in one's white coat pocket) each month? It can't be healthy, but I do.


    I sure do! And calculate how pregnant I will be at different events, such as my kids birthdays and holidays. Plus when each trimester would commence.... I'm pretty sure I have a slight addiction in this area😉

  4. #572
    Join Date
    Sep 2012
    Location
    Los Angeles
    Posts
    4,598
    Quote Originally Posted by alzora View Post
    Poppy, you and I potentially have a really crappy dilemma on our hands here. I guess I'll see you in Boston. I'm seriously starting to panic over here though. I do not want to go down this road. I'm a pessimist and have spent my afternoon texting my sisters news of my hopeless sterility. My older sister told me to look into adoption because she and my parents are convinced that I will die if I get pregnant anyway because of my accident injuries. That didn't cheer me up. They don't understand the longing for my own biological munchkin. Adopt adopt adopt...that's all I hear...and I grew up talking about adoption so they use that as ammo, like, "Look you've always wanted to adopt so just be safe and do that instead!" They mean well but they don't understand. I mean I DO want to adopt, but a biological baby is different, you know? But look how dramatic I am...I'm talking like I've already had the HSG and have received the worst possible news. I'm not good at this waiting game. Thank you for the very helpful info, Blade and Poppy.
    Alzora when do you see the infertility specialist to kick off the workup?
    Blade, MD

    XY: Antoine Raphael
    XX: Cassia Viviane Noor

    Aurea * Emmanuelle * Endellion * Fleur * Jacinda * Lysandra * Melisande * Myrrine * Rosamond * Seraphine * Sylvana * Thea * Verity / Blaise * Cyprian * Evander * Jules * Laurence * Lionel * Malcolm * Marius * Quentin * Rainier

    كنوز الصحراء الشرقية Hayat _ Qamar _ Sahar _ Maysan _ Farah / Altair _ Fahd _ Faraj _ Khalil _ Tariq

  5. #574
    Join Date
    Jan 2013
    Location
    Australia
    Posts
    2,843
    I'm sure this won't be very helpful to Alzora or Poppy, but I did some research because I was interested in finding out about IVF in Australia. Medicare actually covers IVF here. IVF costs roughly $8,000 per cycle (varies silghtly from clinic to clinic) and roughly $5,000 is rebated, which means people will be about $2,000 - $3,000 out of pocket per cycle. Medicare doesn't cover consultations, prescribed medications or hospital stays. You can take out health cover plans that will cover IVF, but you have to be a member of these plans for at least twelve months before utilising IVF. I just thought it might be interesting to compare two first-world countries in their approach to IVF. By the way, the Australian dollar and American dollar are of a similar value at the moment. Various sources listed below...

    http://www.ivf.com.au
    http://www.monashivf.com
    http://www.theage.com.au/news/nation...455664124.html
    http://www.smh.com.au/national/healt...025-2888l.html

    Article comparing infertility in Australia to infertility in America:

    http://www.mamamia.com.au/parenting/...stralia-money/
    Last edited by sarahmezz; April 12th, 2013 at 02:32 AM.
    First baby due on September 7, 2015!

    Audrey - Beatrice - Clara - Daphne - Jane - Margaret - Susannah - Violet

    August - Barnaby - Edward - Frederick - Henry - Rupert - Theodore - Walter

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